Guide: How to Use Multiple Credit Cards to Maximize Your FICO Score
Diana Berrio
Before diving into credit card strategies, it’s crucial to understand what makes up your FICO score.
Browsing Tag
personal finance
25 posts
A Savvy Traveler’s Guide: Using Credit Card Points for Thanksgiving Travel
This guide will walk you through how to leverage your credit card points to book your Thanksgiving flights, hotels, and more. From understanding your rewards to finding the best deals, we’ll show you how to make your holiday journey happen without breaking the bank.
Top Credit Cards to Maximize Your Black Friday Savings
This guide will break down the top types of credit cards and the key features to look for to make your Black Friday shopping smarter, safer, and more rewarding.
Yours, Mine, or Ours? How to Strategically Combine Finances After Marriage (or Moving In)
Juan Jaramillo
Moving in with a partner or getting married is a huge, exciting step. You’re merging your lives, your furniture, and maybe even your pets. But what about your finances? For many, especially if you’re just starting your career with your first job, the topic of money can feel like a minefield. The good news is, it doesn’t have to be.
Investing for Beginners: A Simple Guide to Getting Started
This guide will break down the basics of investing into simple, actionable steps. It’s a crucial part of taking control of your personal finance and building long-term wealth.
The Magic of Compound Interest: How Your Money Can Grow Over Time
Compound Interest: How Your Money Can Grow Over Time. Understanding this single concept is one of the most powerful things you can do for your personal finance journey, turning small, consistent savings into significant wealth down the road.
Good Debt vs. Bad Debt: How to Tell the Difference
If you’re just starting your career, the word “debt” probably sounds like a four-letter word. We’re often taught that borrowing money is bad and should be avoided at all costs. While that’s good advice for avoiding financial trouble, it’s not the whole story.
What Is a Credit Score and Why Does It Matter?
Just landed your first real job? Congratulations! As you start cashing those paychecks and thinking about the future—maybe a new car, your own apartment, or just being financially independent—you’re going to hear a lot about a mysterious three-digit number: your credit score.
The Smart Way to Get Out of Debt (and Stay Out for Good)
Feeling overwhelmed by debt is incredibly common, and it can feel like a weight that impacts every part of your life. The good news is that there’s always a path forward. Getting out of debt isn’t about magic tricks or extreme sacrifice; it’s about having a clear plan and taking consistent steps.
Got a Raise? Smart Personal Finance Moves to Make Now
First off, congratulations! Getting a raise is a fantastic achievement that reflects your hard work and value. The first instinct is often to think about all the new ways you can spend money—a nicer car, a bigger apartment, more dinners out.