debt management - Top Finance

4 minute read

Good Debt vs. Bad Debt: How to Tell the Difference

Diana Berrio
September 3, 2025

If you’re just starting your career, the word “debt” probably sounds like a four-letter word. We’re often taught that borrowing money is bad and should be avoided at all costs. While that’s good advice for avoiding financial trouble, it’s not the whole story.

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8 minute read

Your First Credit Card: Smart Financial Decisions to Make From Day One

Juan Jaramillo
May 21, 2025

Getting your first credit card marks an important milestone in your personal finance journey. While that small piece of plastic offers convenience and purchasing power, it also comes with significant responsibilities.

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7 minute read

Money Management: The Complete Beginner’s Guide

Juan Jaramillo
April 24, 2025

Managing your money effectively isn’t just a skill—it’s a necessity in today’s complex financial world. Understanding the principles of money management can transform your financial future. This comprehensive guide will walk you through everything you need to know to take charge of your personal finances.

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6 minute read

An ABC of Finances for Millennials and Gen-Z’s

Juan Jaramillo
April 24, 2025

Today’s young adults navigate unprecedented financial challenges—from student loan burdens to unaffordable housing—that previous generations didn’t face. Our alphabetical guide presents essential financial strategies specifically designed to help Millennials and Gen-Z build economic resilience and establish a solid foundation for future financial success, regardless of where they are in their educational or career journey.

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