Unlock the full potential of your everyday spending with rewards that match your lifestyle.
- Earn 3x points on popular categories: Dining, travel, and more.
- No annual fee: Enjoy rewards and perks without added costs.
- Cell phone protection: Up to $600 against theft or damage.
- Intro APR on purchases: 0% APR for 12 months.

Why the Wells Fargo Autograph Card stands out
Every credit card has its strengths, but the Wells Fargo Autograph Card offers a unique combination of rewards, affordability, and versatility. Let’s break down why this card could be the perfect fit for your wallet.
Rewarding everyday spending
Most people use their credit cards for daily purchases, so why not earn rewards on what you’re already spending? The Wells Fargo Autograph Card allows you to earn triple points on categories that are part of your regular routine:
- Dining Out: From quick lunches to fancy dinners, earn 3x points every time you eat out.
- Travel: Book flights, hotels, and rental cars while earning rewards to fund your next adventure.
- Streaming Services: Stay entertained and rewarded by paying for Netflix, Hulu, or Spotify.
These categories add up fast, giving you the ability to rack up points quickly without having to adjust your spending habits.
Flexible and valuable redemptions
Earning points is only half the equation; redeeming them effectively is where the real value lies. Wells Fargo allows you to redeem your points in multiple ways:
- Cash back: Get a direct statement credit or transfer funds to your Wells Fargo bank account.
- Travel rewards: Book flights, hotels, and vacation packages through the Wells Fargo Rewards platform.
- Gift cards: Choose from a wide range of gift cards for dining, shopping, and entertainment.
This flexibility ensures that your points are always useful, no matter your goals.
Additional features
Save with a Generous Introductory APR
One of the standout benefits of this card is its 0% APR on purchases for the first 12 months. This is perfect for:
- Large purchases: Spread the cost of expensive items without worrying about interest.
- Special occasions: Plan weddings, vacations, or major life events with financial flexibility.
After the promotional period, the regular APR applies, but the initial savings can help you budget better.
Built-In Security and Protections
Security is essential in any credit card, and Wells Fargo ensures your peace of mind with features like:
- Zero Liability Protection: Protects you from unauthorized transactions.
- Cell Phone Protection: Pay your monthly phone bill with the card, and you’ll receive up to $600 in coverage against theft or damage.
These benefits make the card not just rewarding but also practical and secure.
Who should consider this card?
Ideal for reward seekers on a budget
If you’re someone who values rewards but doesn’t want to pay an annual fee, the Wells Fargo Autograph Card is an excellent choice. The lack of fees ensures that you’re keeping every dollar you earn in rewards.
A perfect companion for travelers
Travelers benefit from no foreign transaction fees and triple points on travel and dining. Whether you’re exploring new destinations or just enjoying a night out, this card keeps your expenses low while maximizing rewards.
Your best option
The Wells Fargo Autograph Card delivers on its promise of rewarding everyday purchases without burdening you with extra costs. Its versatile redemption options, extensive reward categories, and practical protections make it a great addition to your wallet.