A student’s fateway to credit benefits
The Discover it Student Cash Back Card offers unmatched rewards for students looking to establish credit.
Requirements
- Activity: Enrollment in an accredited college or university.
- Financial income: Proof of income or financial resources.
- Age: Minimum age of 18 years.
- Personal identification: Valid SSN.
Perks of the Discover it Student Cash Back Card
- Generous cashback: Earn 5% cashback on rotating categories and 1% on all other purchases.
- Introductory offers: Enjoy a $0 annual fee and cashback matching for the first year.
- Credit monitoring tools: Access free FICO scores to track your credit-building progress.
Eligibility requirements in depth
- Enrollment verification: You must be actively enrolled in a college or university to apply.
- Income proof: Demonstrate financial independence or a co-signer’s backing to qualify.
- Minimum age: Applicants must meet the legal age of majority in their state
- Identity documents: Provide a valid Social Security Number for credit evaluation purposes.
Steps to apply
Step 1 – Verify enrollment
Have your school information and enrollment proof ready.
Step 2 – Prepare income details
Provide documentation such as pay stubs, scholarships, or parental support.
Step 3 – Fill out the application
Submit your application through Discover’s official website.
Step 4 – Wait for approval
Once processed, you’ll receive a decision within a few days.
How students can use credit wisely
Build a budget
Track expenses to avoid overspending and maintain healthy credit habits.
Pay the full balance
Avoid interest charges by paying your bill in full each month.
Why choose this card?
This card is ideal for students who want to build credit while enjoying significant cashback rewards and financial tools.
Conclusion The Discover it Student Cash Back Card is a fantastic option for students eager to establish credit. By meeting the requirements and managing it responsibly, you’ll set yourself up for future financial success.
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Estefania Abella