Ink Business Unlimited Credit Card Requirements
Powerful cash-back rewards for business owners
Unlock generous cash-back rewards with the Ink Business Unlimited Card. The Ink Business Unlimited Credit Card from Chase is a powerful tool for business owners, offering generous cash-back rewards and benefits. However, to get approved, there are specific requirements and steps involved.
Requirements
Why these requirements are important
Credit score threshold
A credit score of 690 or higher demonstrates responsible credit use and on-time payment history. Chase uses this as a key indicator of your ability to manage credit obligations effectively.
Business structure verification
Chase requires verification of your business entity type and EIN (or SSN for sole proprietors) to ensure legitimacy and proper tax reporting compliance.
Revenue and financial stability
While Chase doesn't specify exact revenue thresholds, consistent business income demonstrates your ability to manage credit responsibly and make timely payments.
How to Apply
Applying for the Ink Business Unlimited Credit Card is straightforward when you're well-prepared.
Step 1: Verify your credit score
Check your credit score before applying to ensure it meets the required minimum of 690.
Step 2: Prepare your business financial information
Gather documents such as tax returns, financial statements, and proof of business income.
Step 3: Complete the online application
Go to the Chase website and complete the application using your business details and EIN (or SSN for sole proprietors).
Step 4: Submit for review
Chase typically provides an answer within minutes. In some cases, additional review may take 7–10 business days.
What to do after applying
Your best option
The Ink Business Unlimited Credit Card is an excellent option for business owners looking to earn cash back on all purchases. By meeting the credit score, business type, and income requirements, you can apply confidently and unlock the card's valuable features.